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Check verification service : ウィキペディア英語版 | Check verification service A check verification service provides businesses or individuals with either the ability to check the validity of the actual check or draft being presented, or the ability to verify the history of the account holder, or both.〔http://www.bbt.com/bbt/business/products/checkverification/default.html〕 There are a number of different methods that can be used to provide the service, these include checking different databases with negative or account history, checking that routing and account numbers are valid using algorithms, or contacting the bank that issued the check to get confirmation about the account status. As well as the banks themselves, there are a number of third party companies in the US that provide check verification services. Check verification services have been most common in the United States, in Europe a cheque guarantee system operated for a number of years that could be used by merchants until the usage of cheques declined to the point where it was no longer necessary. Outside the US the decline in check usage in favour of debit cards and credit cards has meant that cheques are rarely accepted by merchants anymore and so cheque verification services have not been needed. ==Verification methods== Check verification services can use a number of different methods or may combine a number to verify the validity of a check.
抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)』 ■ウィキペディアで「Check verification service」の詳細全文を読む
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